Last updated: January 1, 2026

This page explains how this website operates, how information is collected and used, and the terms that apply when you visit or use this site. By accessing this website, you agree to the terms outlined below.

1. About This Website

This website is owned and operated by Gardner Publishing, LLC. The content on this site is provided for informational and educational purposes only and is intended to support the ideas presented in the book.

2. Educational Content & Professional Disclaimers

Scott D. Gardner is a licensed real estate broker and a registered financial advisor. However, nothing on this website constitutes financial, investment, legal, tax, or real estate advice, nor should it be interpreted as a recommendation or solicitation.

All content—including articles, downloads, tools, links to books or audiobooks, and written materials—is provided for general educational purposes only. You should consult with qualified professionals before making financial, investment, legal, or real estate decisions.

Any examples or illustrations are hypothetical and for educational clarity only. Past performance or personal experience does not guarantee future results.

2. External Links & Third-Party Services

This website may contain links to third-party websites, including Amazon, Audible, and other platforms where books or related content are sold. These third-party websites are operated independently and have their own privacy policies and terms.

We are not responsible for the content, accuracy, or practices of third-party websites.

4. Information We Collect

We collect limited personal information only when you voluntarily provide it, including:

1. Email addresses (for updates or communications).
2. Information submitted through the contact form.

Downloads and worksheets are available without requiring signup.

5. How We Use Your Information

Information you provide may be used to:

1. Respond to inquiries or messages,
2. Send occasional updates, announcements, or news,
3. Improve website content and user experience.

We do not sell or rent personal information.

6. Cookies & Analytics

This website uses cookies and similar technologies for basic analytics and performance tracking, including Google Analytics. These tools help us understand how visitors use the site so we can improve functionality and content.

Cookies may also be used for limited marketing or measurement purposes. You can disable cookies through your browser settings, though doing so may affect site functionality.

7. Email Communications

If you choose to receive updates, emails will be sent only occasionally, when there is something meaningful to share. You may unsubscribe at any time using the link included in each email.

8. Data Protection & International Visitors

This website is operated from the United States and governed by U.S. law. By using this site, you consent to the collection and processing of information in the United States.

We take reasonable steps to protect personal information, but we cannot guarantee absolute security.

9. Age Considerations

This website is intended for a general audience. While content may be helpful for readers age 15 and older, no personal data is knowingly collected from children under the age of 13.

10. Intellectual Property

All content on this website—including text, downloads, graphics, logos, and design—is the intellectual property of Gardner Publishing, LLC unless otherwise stated.

You may view, download, or print materials for personal, non-commercial use only. Reproduction, distribution, or modification without written permission is prohibited.

11. Website Use & Availability

We make reasonable efforts to keep this website accurate and available, but we do not guarantee uninterrupted access or error-free content. Content may be updated, changed, or removed at any time without notice.

12. Limitation of Liability

To the fullest extent permitted by law, we disclaim liability for any loss or damages arising from the use of this website or reliance on its content.

Your use of this website is at your own risk.

13. Governing Law

This website and its terms are governed by the laws of the State of Nevada, United States, without regard to conflict of law principles.

14. Contact

If you have questions about this notice or how information is handled, you may contact us at: reachscott@dearkidswealth.com.